Genesis Protect sponsor cohorts
Genesis Protect sponsor cohorts are bounded groups where a sponsor helps fund or support a defined protection window.
Use this page to evaluate whether an event, offsite, conference, team trip, or travel cohort can fit current Genesis Protect availability.
Sponsor-supported issuance still depends on posted reserve, staffed Phase 0 review, published terms, and SKU-specific reserve lanes. Sponsorship does not turn app membership into claims-paying reserve.
Which SKU fits
| Cohort need | Current fit | Notes |
|---|---|---|
| Short event, conference, offsite, or team trip | Event 7 | Event 7 can support sponsor-funded cohorts under published cohort terms. |
| Longer travel window, nomad-style trip, or resident-style travel period | Travel 30 | Travel 30 cohort issuance requires explicit reserve and concentration review under published terms. |
| Broad employee health insurance or always-on routine care | Not current Genesis Protect | Use the product facts page to keep exclusions and scope clear. |
What sponsor support can cover
- Approved cohort issuance for a defined window
- Explicit subsidy or backstop capital where the SKU supports a sponsor lane
- Clear cohort terms, evidence expectations, and availability conditions
- Reporting and review operations that stay aligned with published product configuration
What sponsorship does not change
- Sponsorship does not make Genesis Protect broadly available insurance.
- Sponsorship does not replace posted claims-paying reserve.
- Sponsorship does not make app membership fees count as protection reserve.
- Sponsorship does not keep issuance open if reserve or review staffing falls below the public boundary.
Reserve and staffing gates
A sponsor cohort is open only when these conditions are satisfied:
| Gate | Public requirement |
|---|---|
| Reserve | Posted premium, sponsor, liquidity, or backstop support must cover the marketed cohort window. |
| Review | Operator-led Phase 0 claim review must be staffed for the active cohort window. |
| Terms | Pricing, benefits, exclusions, waiting-period treatment, and evidence requirements must match the published cohort terms. |
| Product configuration | Product metadata and evidence schema must stay aligned with the public docs and active configuration. |
Business path
Sponsors start from the OmegaX Business Console for cohort intake and operator coordination.
This page focuses on product fit, reserve state, review staffing, evidence expectations, and the boundary between app membership and protection premiums.